Your motorcycle provides an excellent way to travel in style for your
weekend adventure or your regular commute. However, motorcycles offer
little protection against the force of a large vehicle. To protect
yourself and those around you on the road, you must follow a few simple
guidelines.
Having adequate insurance coverage is probably the most important thing you can do to protect yourself in the event of an accident.
So you’ve got home insurance to protect you if anything happens to your house, and you’ve got auto insurance to protect you on the road, now you’re covered no matter what happens, right?! Wrong. If you’re sued, and the limits of your home or auto policy are exceeded, you could be forced to pay legal judgment from your current and future earnings. Medical bills can easily exceed most auto or home policy limits, and lawyer fees can be just as costly.
No one really likes to think about auto insurance, but we all need it and it’s expensive. According to the Insurance Information Institute, the average American driver spends about $850 a year on car insurance alone. So it’s a smart move to give it some thought and make sure you’re not paying more than you should.